To complete the pre-approval process, we need the following information faxed to our mortgage department at 908-719-3860: 

• Copy of your most recent pay stubs covering one complete month 
• If you have a Work-Visa or Green Card, please provide a copy 
• Last two year's W2 tax statements OR copies of 1099s. If you are self-employed, on a commissioned salary or own a business, please include a copy of your last two years personal and, if applicable, business tax returns along with a current year to date Profit & Loss statement 

Have the following information available when completing your mortgage pre-approval form: 

• Complete the section marked "Assets" with all assets being used for the down payment, closing costs and reserves 
• Approximate property tax of new property 
• Condo/Townhouse association dues of new property 
• Balances of existing mortgages and home equity loans 
• Balances and institutions for your assets, such as savings accounts, checking accounts, mutual funds, stocks, bonds, etc. 
• Balances and institutions for your debts, such as credit cards, education loans, savings plan loans, etc. 

For answers to your questions regarding these options, please contact an HLR mortgage representative at 800-543-5254.