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A new house.  It's a big decision with lots of financial questions.  We can help make home-ownership a reality with our affordable mortgage rates.  Share your home-owning goals with us and we'll make it possible.  Whether you are a first time home-buyer or looking to decrease your current mortgage rate or term, we have a variety or loan products for you.
Fixed Rate Mortgages

If you want monthly payments to remain the same over the life of the mortgage, then our fixed-rate mortgage is for you. You'll be assured that your monthly payment for principal and interest won't change. Select a term of 10, 15, 20, or 30 years. If you're planning to stay in your home for a while, or if you're on a fixed monthly budget, then a fixed-rate mortgage is probably the best choice for you. 

No matter which you choose, we offer a variety of minimum down payment requirements as low as 5% and a maximum loan-to-value ratio of 95% of the appraised value or purchase price of the house, whichever is less. ¹ 

Apply for a mortgage or get pre-approved today. If you are unsure of how much you may qualify to borrow, try our Mortgage Calculator. 

Call 800-543-5254 for more information or to apply.

 
Adjustable Rate Mortgages

Our adjustable mortgages typically offer rates and monthly payment amounts lower than those of fixed rated loans, helping you to buy more house for your money. 

Choose from adjustable terms including 1, 3, 5, 7 or 10 years. 2 Then pick the repayment term 10, 15, 20 or 30 years that will make home ownership most affordable for you. The interest rate and monthly payment amounts may change, but annual and lifetime caps protect you against sharp rises in interest rates.

Apply for a mortgage or get pre-approved today. If you are unsure of how much you may qualify to borrow, try our Mortgage Calculator. 

Call 800-543-5254 for more information or to apply.

 

Refinance your mortgage 

 

Simple.  Fast.  Affordable. There’s Never Been a Better Time to Refinance. We know what’s important to you- low rates and an easy mortgage process.  We can offer you both.  Whether you are a first time homebuyer or looking to lower your current mortgage rate or term, we have a variety of loans for you.

Here are some of the benefits:

Low Competitive Rates

Free Pre-Qualification

Fast Approval

No Prepayment Penalties

50 or 55 Day Lock In

Application Fee Refundable Upon Closing4

Call today 800-543-5254 and one of our knowledgeable Mortgage Representatives can review the various fixed and adjustable rate terms available plus show how much you can save each month.

 
 
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1Private Mortgage Insurance is required on all fixed rate and adjustable rate first mortgages with down payments of less than 20%.

2The 3, 5, 7, and 10 year adjustable rate mortgage loans feature an interest rate that remains fixed for the first 3, 5, 7, or 10 years and may adjust every year thereafter for the lifetime of the loan.

3Certain other restrictions may apply.

4Applies to Member Plus Accounts only.